The 54 Percent Solution for Identity Theft Protection
Here's another quick tip from Id Theft Secrets blog.
Did you know fifty four percent (54%) of the credit reports contained
personal demographic identifying information that was misspelled,
long-outdated, belonged to a stranger, or was otherwise incorrect.
Furthermore, twenty five percent (25%) of the credit
reports contained errors serious enough to result in the denial of
credit according to a 2004 P.I.R.G. survey across thirty states.
This was before the impact of more than 55 million Americans just
this year who have had their personal information exposed to identity theft.
So, it's very possible the number of errors reported to the consumer credit
bureaus could actually increase by the time another survey is released
It's not always the credit reporting agencies fault. The data they
receive from lenders and retailers could be incorrect or simply the
result of mismatching people with similar last and first names.
Protect yourself from errors obvious only to your eyes and scan all of
your personal information for signs of identity theft.
Consumers who have recently been denied credit, are unemployed or
collecting benefits, or believe themselves to be victims of identity theft
or fraud may also receive a free copy of their report.
Our tip for today is for you to go to AnnualCreditReport.com to
order your free credit report so that you can carefully scrutinize it for any
errors needing immediate correction.