Identity Theft Victim Stories Wanted
Identity theft has become the #1 fastest growing crime in America.
Since the Choicepoint data breach scandal in early 2005,
over 90 million Americans have had their confidential
data needlessly exposed through additional security
lapses or outright identity theft.
As Id Theft Secrets has revealed to you every week new tips
for how you can fight back to prevent identity theft, we want
to hear from your own personal stories.
So, our tip for today is please contact us. Share with us your
favorite personal story of identity theft no matter if it's good
or bad as we believe there can be an important learning in
either.
For your convenience in providing your personal identity
theft related story, please take advantage of our comments
section to this article.
It's safe. You can leave your comments anonymously
which is our preference to protect your privacy.
With the volume of feedback we hope to recieve, we will
consolidate your personal stories into a special
episode that we will publish this week for all to
learn from.
Thank you very much in advance for your cooperation
and continued support.
We look forward to hearing from you all.
posted by agent99 @ 12:01 PM
7 comments
7 Comments:
When I recently got a copy of my credit report, I learned someone had opened a credit card in my name 9 years ago. The account had been closed by the credit card company due to many late payments.
The only way I found out about it was because I was rejected from getting a credit card from my own
bank because they told me I was a "bad" credit risk.
Way back in 2002 we learned my identity had been stolen and used to run over $800 in charges on not one, but two of my credit cards.
We subsequently learned there was a mail fraud ring operating in (city deleted) one of the major inbound mail processing facilities.
What the identity thieves were doing was stealing envelopes containing convenience checks mailed to credit card holders.
The thieves were providing the stolen mail, for a fee,to the actual credit fraudsters who would then use them
just like cash.
By endorsing those unsolicted convenience checks, the thieves were able to immediately go shopping - in this instance using our
previously unblemished credit.
The only way we noticed it then was weeks later upon receipt of our monthly account statement.
Fortunately, for us, the identity thieves credit fraudsters did not process a change of address for the account. This would
have delayed the timeframe for us to recognize the identity theft had actually taken place.
This one big reason why we are now firm believers in getting automatic credit monitoring to alert you to any new suspicious activity.
That way you still have time on your side to take action before significant, long term damage can be done to your credit record.
For more details on avoiding convenience check theft
Thank you so much for your blog.
I've been a victim of identity theft over a year ago and had I known the things now on your site, I could have avoided a h-u-g-e amount of frustration in dealing with credit bureaus and banks to correct my profile.
Keep up the great posts!
How do I turn someone in for identity theft? I know somebody using their dead father's credit and he has run up over 40k in debt. He is also stealing from his still living mother...
I'm with you anonymous... How do you turn someone in? I tried before but they told me I would have to be the victim even the credit card companys wouldn't listen to the information I was giving them. So how can we turn someone in?
I recently found out that someone i know is comitting identity theft. She got into a car accident and only had liabilty on the car. The car she wrecked isnt paid for and because she didnt have full coverage she cant afford to fix the car. 3 days later she went to a car dealership with some down payment cash and they apprved her for a 6,000.00 loan on another car. The car she wrecked is a 2008 and has a balance 15,000.00 left to be paid on it. She said she going to call the finance company and leave the car somewhere for them to pick it up. She has worked under this persons social, has car loans and has outstanding contract cell phone bills under this persons name. What can i do to stop her from doing this. I feel so bad because if it were me she was doing this to i would want it reported. This is not right and illegal. Anyone with guidance please respond.
I know.someone who is using other peoples personal info such as bank checks, credit cards and more. Found a bag of personal info of other people this person is using. Also found out one person.is an.elderly.across.the street.. The person.is.spending thousands. Heard.theres a warrant.out.now..the person who is doing all the bad has done it before. I dont know what to do. She needs to be stopped ASAP
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