Sunday, May 15, 2005

How to Tell You've Become an Identity Theft Victim!

How can I tell if I'm a victim of Identity Theft?


* Monitor the balances of your financial accounts to
especially look for unexplained charges or withdrawals.

* Failing to receive bills or other mail, which may
signal an address change by the identity thief

* Receiving credit cards, and/or statements of
accounts, for which you did not apply

* A lender tries to repossess a car you didn't know
you owned
* being contacted by the police after a crime is committed in your name.
* being denied credit for no apparent reason...
* receiving calls or letters from debt collectors or businesses about merchandise or services you did not buy.


REACT QUICKLY if a creditor or merchant calls you about charges you didn't make. This, too, may be the first notice you get that someone has stolen your identity. Get as much information from them as you can and investigate immediately.


Although any of these indications could be a result of a simple error, you should not assume that there's been a mistake and do nothing.

Always follow up with the business or institution.

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