"Opt-Out" from Pre-Screened Credit Offers
"Opting-Out" of Pre-Screened Credit Offers is your
right & can significantly lower your risk of becoming
a victim of identity theft or fraud.
If you receive pre-screened credit card offers in the
mail (those based upon your credit history), but don't
tear them up after you decide you don't want to accept
the offer, identity thieves can retrieve the offers
for their own use without your knowledge.
While shredding your mail before disposing into the
trash is a good practice to follow, better still is to
get your name off those lists so the offers will not
even be sent to you home address.
Our tip for today:
To opt out of receiving pre-screened credit card
offers, call: 1-888-5-OPTOUT (1-888-567- 8688).
The three major credit bureaus use the same toll-free
number to let consumers choose to not receive
pre-screened credit offers.