Arm Yourself 8 Ways Against A Typical Identity Theft
Each week we uncover new and seemingly more bold scams
to exploit the the personal identities of unsuspecting
individuals. From credit reports to medical records to
insurance files to financial transactions and direct
mail offers, our identities are widely available to
would be identity thieves in both digital and paper
Why commit armed robbery against the corner
convenience store when an identity thief can steal far
more funds in a much more comfortably manner?
With a few pieces of vital information (a social security
number, billing addressee, mothers maiden name)
identity thieves can easily assume your identity.
Then, they can instantly open credit card accounts,
forge checks, make multiple retail purchases and even
apply for home equity loans. Unlike that armed robbery
of the convenience store, the victims typically are
not even aware to call the authorities right away.
Contrasting what nightly televised news historically
portrays of the typical bank or convenience store
robber, identity thieves come in an unsettling array
of uncharacteristic profiles.
"A 16-year-old girl were seen opening mailboxes in a
Wailea subdivision on Aug. 14. The two were placing
fliers advertising a baby-sitting service in mailboxes
while removing mail, police said...trying to obtain
names, addresses, Social Security numbers and other
personal information to make credit card purchases,
forge checks, transact Internet business and commit
"I moved apartments and put in my change of address
card with the US Post Office branch nearest me.
Unfortunately, they did not forward my mail to my new
apartment.So, when my mail was dropped at my old
location, the people that lived there just left it out
in a common area that anyone walking by could take.
Because of that, someone took all personal mail from
my bank (including statements) and credit card
applications and filled them out and sent them in my
name. I became a victim of identity theft as
a result." - MyIdFix
The impact on the identity theft victim can be
"She knew everything about me.."She knew I was
married, where I lived, that I drove a Mercedes .
...the thief had also rented a luxury apartment with a
pool, a fitness center and views of the Pacific Ocean.
She signed up for utilities, cell phones, Internet
service and cable. She opened multiple financial
accounts and ran up nearly $10,000 in bills."
Creditors began hounding...demanding payment for
goods and services she'd never ordered. She began to
have trouble sleeping and felt constant anxiety.
I was afraid to go to the mailbox or answer the phone"
Want to arm yourself with knowledge on how to fight
back against those identity thieves lurking in the
shadows waiting to steal your identity?
Start here by considering these tactics to thwart what
is still a mostly low tech crime: