Daughter Makes Her Mom First Identity Theft Victim
A 24 year old New Hampshire woman was
indicted last week for identity theft after
opening three different credit cards in
her mother's name.
Allegedly, the daughter told police when she
was caught she hoped the whole situation
would "just take care of itself".
Her mother, however, saw the identity theft results
The mom only found out about her daughter's identity theft
against her when her home loan was rejected because mom's
credit score was judged to be "too low".
This was due in part to over $13,000 in fraudulent
charges the daughter ran up over a 1 year period
using dear ole mom's credit.
The end result of this sordid affair is mom's credit has been
dealt a serious setback. But, her daughter is now facing the
prospect of some very serious prison time with the three
fraudulently opened credit card accounts being
a felony offense each.
So, our tip for today is no one can assume they are safe from
identity theft. Unfortunately, many times victims of identity
theft may actually known the criminal who stole their personal
information. Whether it was a close relative or co-worker
looking to get even with you for some past slight, it pays to
be constantly on guard for that unsuspecting identity thief
looking for the opportunity to ruin your financial future.
To guard against this happening to you, take these
simple, but effective steps:
- "Freeze" your credit report (where valid by state)
- Enroll in automatic credit monitoring including alerts
- Opt out from prescreen credit marketing lists
- Select online statements for your credit cards
- Shred any credit applications mailed containing your name
- Install a lockable mailbox to prevent mail theft
- Check your social security benefits for any duplicate names
or loved one.