Identity Theft Prevention Tips Most Americans Don't Know
Half of America believes they are unlikely to
become identity theft victims, while even more
(70 percent) would take precautions if aware of
what to do.
These results were recently released from an
Experian, a leading credit bureau, survey
focused on consumer attitudes towards credit
fraud and identity theft.
Surprisingly, 1/3rd of Americans believe there
is "nothing they can do" to prevent identity
"It won't happen to me"
Think so. Then check out these facts revealed
by the survey:
- 63% had unauthorized purchases against their credit card
- 55% reported had money withdrawn from their checking account
- 39% experienced unauthorized account openings or fraud transactions
- 22% claimed someone obtained a new credit card in their name
- 9% reported someone opened a new bank account in their name
thousands of dollars attempting to restore a damaged credit
record. In the meantime, you can be refused new loans, job
opportunities or worse as in the case of false arrest.
This is why it's much easier to put a much smaller amount
of energy and financial resources in knowing how identity
theft criminals operate and even better still - how to
increase your odds of preventing identity theft from
even happening to you.
So, our tip for today is to practice safe credit usage.
Enroll in a quality credit and bank account monitoring
service. Plus, now is a great time to get your medical
insurance file and public records profiles checked out
before the holiday season begins.
Remember, identity thieves know this is one of the easiest
times of the year for them to rip you off and to have the
evidence of their crimes be simply lost within the clutter
of holiday shopping fueled by far too available "instant"
credit from retailers eager to make sales.