Top Six Identity Theft Prevention New Year Resolutions

Now that the new year is officially here, many of us have
made our new year's resolutions to lose weight, make more
money, & perhaps spend more time with family or
pursuing leisurely fun activities.

Here's our top six Free and easier to achieve
resolutions to prevent identity theft and increase
your personal privacy this year:

1. Order & check your free credit report for any errors or
   signs of fraud.
2. Opt-out from receiving unsolicited "pre-approved"
   credit card offers.
3. Eliminate your phone number from telemarketer lists.
4. Remove your personal name and address from junk
   mail lists.
5. Check your medical history for any unknown clones
   masquerading as you.
6. Verify your driver record is clean from incorrect
   information on file for you.

Remember, most of these prevention tips are your right
under the law to find out what consumer information is
on file under your name as well as the opportunity to
dispute inaccuracies (usually within 30 days).

Further, it's also your right to restrict access to
your personal information to only those authorized
parties recognized by the Fair Credit Reporting Act
such as creditors, insurers, employers, landlords, or
other businesses that you are submitting an
application to.

Your consent is required for reports that are provided
to employers, or reports that contain medical
information. A consumer reporting agency (CRA) may not
give out information about you to your employer, or
prospective employer, without your written consent. A
CRA may not report medical information about you to
creditors, insurers, or employers without your
permission.

So, our tip for today is take advantage of these
rights you're entitled to achieve some of the easiest,
but effective, new year resolutions to fight and
prevent identity theft.

They can all be achieved in less than 1 week.