Medical Identity Theft Causes Man to face Home Foreclosure
In a bizarre twist of fate, an identity theft victim's
credit cards have been cancelled and his home is
facing foreclosure all because a criminal used the
victim's stolen identity to have colon surgery.
To make matters worst for the victim, a Colorado man, wasn't
even allowed to review the hospital file on him due to
federal privacy laws.
Evidently, it all begin when the victim was duped into providing
his social security number (ssn) and date of birth to verify a check
payment for his advertisement order with a trade magazine.
It appears the ad salesman who requested his SSN was actually
a career criminal out on parole who got the $44,000 colon
surgery charged to his identity theft victim's social
Months later, however, the identity thief died, after getting
his colon surgery.
But, his criminal fraud damage done to the identity theft victim
It took the victim a full year to convince the hospital he
truly did not have colon surgery so the outstanding $44,000 bill
in his name could be waived.
"...I offered to take off my shirt to show them I
had no scars whatsoever, to prove surgery wasn’t
done on me.."
The id theft victim, also a small businessman, was forced to
take out a high interest loan for his company due to the
negative payment information on his credit report resulting
from his identity theft.
Plus, like the other 250,000 people annually who are
medical identity theft victims, they run the added risk
of the following mishaps due to the imposter's medical history
being confused with their own:
- Incorrect medical treatment
- Wrong prescriptions leading to dangerous drug interactions
- Denial of needed surgery due to previous conditions
- Inability to purchase disability or life insurance
Besides the financial ruin, like the Colorado identity theft victim,
you could also face years of hassle -or- outright life threatening
lack of service from the medical industry all because of the criminal
activity of an identity thief.
So, our tip(s) for today to prevent medical identity theft from
happening to you or an elderly loved one are:
- Get copies of everything in your medical file
- Request the disclosure of who's accessed your records
- Look for any treatments you did not personally recieve
- Get a list of all payments made using your medical insurance
- Monitor your credit report for signs of un-paid medical debts
Finally, make sure you ask your doctor's office how they secure your
medical information file containing your social security number
according to the provisions of the federal HIPAA & FACTA laws.
Special end note:
Bookmark this site or subcribe to our spam free automatic updates
as we will expose in our next episode the criminal misdeeds of
an organization which simply threw medical records in the trash
without shredding them first.
You will discover the shocking truth why this is not the first nor
last time this shameful practice takes place.
Make sure you tell a friend.