Identity Theft and Auto Insurance

Here's a quick audio tip from Id Theft Secrets blog.

As follow up to our recent article on identity theft
and it's effect on your DMV record, we also needed
to cover the insurance impact of someone impersonating
you.

Insurance companies utilize your driving record, accident
claims, & other factors you may not ever have known of,
to assign your monthly premium.

If you're like most consumers, who feel auto insurance rates
are already too high, then that identity thief can cause those
rates to sky rocket beyond your ability to pay.

The identity thief, who causes an accident and provides a
phony id card and insurance will cause your record to be
negatively charged for reckless driving.

The free report you want to get is called a C.L.U.E. Auto Report
available from a Georgia based company called ChoiceTrust.

It provides a five year history of automobile insurance losses
associated with an individual. The following data will be identified
for each loss:

• date of loss
• loss type
• amount paid along with
• general information such as policy number, claim number and
• insurance company name
• Plus, a List or record of companies that have inquired about
• your loss history in the last two (2) years

So, our quick tip for today, is to take advantage of your rights
under the national FACT law of 2003 and check out your
driver insurance record for any instances where identity
theft or simply inaccurate information will cause you to
unjustly pay higher automobile insurance rates this year.

It's the perfect compliment to simply checking your DMV
record.